Home Equity Loans APR* Estimated monthly payment per $1,000.00 First Lien Home Equity
up to 3 years 4.10% 12 months / $85.21
4 to 5 years 4.30% 48 months / $22.73 6 to 10 years 4.85% 72 months / $16.04
11 to 15 years Call Credit Union for rates
16 to 20 years Call Credit Union for rates
The credit union will finance up to 70% of appraised value on a first lien home equity loan.
Second Lien Home Equity
up to 3 years 4.45% 12 months / $85.37
4 to 5 years 4.80% 48 months / $22.95 6 to 10 years 5.25% 72 months / $16.23
11 to 15 years 6.25% 132 months / $10.51
16 to 20 years 7.25% 192 months / $8.83
The credit union will loan up to 65% of appraised value on a second lien home equity loan.
(example: Value of Home x 65% - Outstanding mortgage balance = Available Equity in Your Home)
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