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Employment

 
 
                                   Share Accounts
                                                        Minimum Balance             APR**          APY***
Shares (Savings)                   
          $100.00                          .45%             .45% 

Christmas                                                  $0.01                          .50%             .50% 

Vacation                                                    $0.01                          .30%             .30%

Share Drafts (Checking)                   500.00-$999.99                   .15%             .15%

                                                       $1,000.00 or more                  .25%             .25%


 

Share Certificates

        (Minimum Balance—$1,000.00)           
                                            APR**          APY***

  6 months                                                        

12 months                                                        
18 months                  the credit union is currently
     24 mont
hs           not offering certificates of deposit   
36 months                                                       


**APR = Annual Percentage Rate

***APY = Annual Percentage Yield


Dividends on Share Savings Accounts are computed quarterly on average daily balances of $100 or more and posted quarterly. Dividends on Share Draft Accounts are computed quarterly on average daily balances of $200 or more and posted quarterly. The above Share Certificate APY*** is based on compounding dividends monthly.

Dividends on Vacation Club Accounts are computed quarterly on average daily balances and posted quarterly. Dividends on Christmas Club Accounts are computed annually on average daily balances and posted annually.

The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union's Board of Directors. Regulations prohibit payment in excess of available earnings. Fees may reduce earnings.


Rates as of 12/19/2011- Subject to limitations & change without notice




Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency

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